Gross to net salary: what a payslip deducts

Gross pay is not what hits your account. Payslips deduct social contributions and income-tax withholding, among other items.

Withholding depends on personal situation and current tables. Two people with the same gross can have different nets.

An online net calculator uses simplifications. Useful for sizing a job offer, not replacing your real payslip.

Freelancers follow a different scheme — do not mix employee and self-employed tools.

Use our net salary estimate and IRPF helper, then confirm with your advisor or the tax agency.